SmartSkor
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Search the knowledge base, or browse how SmartSkor works and the answers to common questions.

Data and Assumptions

Where does the data come from?

End-of-day stock data and index membership information (BIST 30 / BIST 100 / sector indices) are sourced from KAP — the Public Disclosure Platform of Turkiye. Fund holdings and price data come from TEFAS. Our daily data flow ingests these sources after BIST close, runs the SmartSkor calculation, and updates the model portfolios.

Are dividends included in the returns?

Yes. The stock returns we use are total returns (price plus dividend), and the benchmark indices we plot on the charts are also total-return indices. Dividend withholding tax is not modeled.

Are commissions and trading costs included?

No. Every return figure on the page is gross of commissions, fees, and slippage. A real investor following the same strategy will see a lower net return than the simulated line.

Which benchmarks are shown on the historical performance chart?

Today, every portfolio's chart includes three broad indices for context: BIST, BIST 30, and BIST 100. When data for the narrower BIST sub-indices (BIST Financial for financials, BIST Participation for participation, etc.) is complete, each portfolio will additionally show its own designated benchmark.

When does the app update each day?

After BIST closes and the day's data file moves into the flow. Most users see updated SmartSkor values and portfolio figures in the early evening Turkiye time. SmartFonSkor is updated on a monthly cadence (TEFAS month-end portfolio disclosures).

Are your scores investment advice?

No. All of TuneUp's scores and model portfolios are numerical rankings and research-driven projections; they are not investment advice. They carry no view about your portfolio, your risk tolerance, or your investment horizon. Treat them as inputs alongside your own analysis.